Gap Insurance

As of the 10th February 2024, you will not be able to purchase a new Audi Gap Insurance policy. If you purchased Audi Gap Insurance prior to this date, please be assured that this does not have any impact on your existing policy.

Audi Gap Insurance and Audi Gap Insurance Plus are administered by Car Care Plan Limited and underwritten by Motors Insurance Company Limited.


More information

If your Audi is written off, your motor insurer will usually pay out based on the current market value of your vehicle. This could be a lot less than its original value and therefore may leave you with an unexpected shortfall. 

Our Gap Insurance helps to cover the gap left by this shortfall to get you back in a new Audi or help pay off any outstanding finance, lease or hire agreement.

Audi Gap Insurance

This pays the difference between the write off settlement from your motor insurer and the price you paid for your Audi or the outstanding balance payable to the finance company, whichever is the greater amount.

If your vehicle is leased or hired, we will cover the difference between the write off settlement from your motor insurer and the early termination charge. This includes any rentals paid in advance as a deposit.  

Cover lasts for 36 months and the maximum claim limit is based on your vehicle purchase price.

Audi Gap Insurance Plus

In addition to all the benefits of Audi Gap Insurance, the Audi Gap Insurance Plus policy includes a 12-month fixed benefit. This will start once your 36-month Gap Insurance cover ends.

If your vehicle is written off during the additional 12-month fixed benefit period of insurance, we will pay a fixed sum of £2,500 (for vehicles with a purchase price of up to £20,000) or £5,000 (for vehicles with a purchase price of £20,001 or over).


Policy documents


FAQs

Please click on the questions below to reveal the answers for policies purchased after 1st January 2021 and administered by Car Care Plan Limited.

For policies purchased before 31st December 2020, please refer to your Cover Booklet for relevant information.